Rate Change Calculator

AustraliaScheduled modelClass B · rule-based estimateNo statutory rules required

Loan amount

AUD

Interest rate % p.a.Enter the annual rate as a percentage, like 5.99.

Term (years)

Repayment frequency

Interest-only period

Repay interest only for the first years, then principal and interest.

New rate % p.a. (from 1 Jan 2027)

After the change, the lender

Enter your loan and the new rate to see the repayment change and lifetime effect.